Chargeback Cost Calculator
A chargeback is not just a refund. You lose the sale, you often lose the content you already delivered and you pay a fee on top. Enter your monthly transactions, the average value, your chargeback rate and the fee per chargeback, and this tool shows the real monthly and yearly cost. Everything runs in your browser. Nothing is stored.
Your Inputs
Card schemes flag a rate near 1% as high risk, so even a fraction of a percent matters.
Your Chargeback Cost
| If rate is | Cost per month | Cost per year |
|---|
Assumes each chargeback loses the full transaction value plus the fee. Real outcomes depend on how many disputes you win back. Methodology on the stats and methodology page.
Small Rates, Real Money
Chargebacks feel rare until you total them. A rate well under 1% on a busy month still removes a steady leak of revenue and fees, and a rate near 1% can put your payment account at risk. Reducing it comes down to clear billing, fast support and strong payer checks, much of which a good platform handles for you. For the wider picture of where creator money goes, read the true cost of using OnlyFans and the creator payouts guide.
Set the rest of your numbers with the creator payout calculator and the creator earnings calculator, and browse the full set on the tools hub. Want verified payers and managed disputes? Start as a creator.
Frequently Asked Questions
What does a chargeback actually cost a creator?
A chargeback usually costs the full disputed amount plus a fixed fee, and sometimes the content was already delivered, so the loss is real. This tool adds the lost revenue and the per chargeback fees to show the true monthly and yearly cost.
How do I reduce chargebacks?
Clear billing descriptors, fast support replies, obvious cancellation and strong fraud checks all cut chargebacks. A platform that handles disputes and verifies payers for you removes much of the burden, which is part of what Vaultiyo provides.
Lose Less To Disputes
90% commission. Daily payouts. Verified payers. Managed disputes.
Start as a Creator