Every OnlyFans fee in one place
OnlyFans fees in 2026 come down to one headline rate and several conditions around it. This guide lists each one so a creator can see exactly where money goes before deciding whether the platform fits their business.
The commission fee
The core fee is a 20% commission on all creator revenue. It covers subscriptions, tips, pay per view unlocks and paid messages, and it does not change with how much you earn. Creators keep 80% of gross.
By comparison Vaultiyo charges a flat 10% that already includes payment processing, so creators keep 90%. The difference compounds: at £2,000 a month gross it is £200 more every month, or £2,400 a year. See the pricing page for the live figures.
Payout rules that act like fees
Two payout conditions function as hidden costs. First, OnlyFans pays weekly rather than daily, so earnings sit before they reach you. Second, a minimum payout balance applies, so small balances are held back. Neither is a charge on paper, but both cost you access to your own money.
Vaultiyo removes both. Payouts run daily with no minimum, so any positive cleared balance moves to your account the next day. The how it works page explains the 24 hour cycle.
Processing and chargebacks
Card processing on any platform carries cost, and disputed transactions can trigger chargeback fees from the card networks. On a percentage commission model, a creator also loses the platform share already counted on a sale that is later reversed. Vaultiyo folds payment processing into its single 10% fee rather than itemising it separately.
The full fee table
| Detail | OnlyFans | Vaultiyo |
|---|---|---|
| Commission | 20% | 10% |
| Payment processing | Within commission | Within 10% fee |
| Payout frequency | Weekly | Daily |
| Minimum payout | 20 USD | None |
| Agency commission cap | None | 20% cap, labelled |
Read alongside the true cost of using OnlyFans and the dedicated guide to the 20% cut. If the fee stack does not work for your business, the OnlyFans alternative lays out the 90% model. Most creators start with a free account on the creator side.
Key Takeaways
- The main OnlyFans fee is a flat 20% commission across all revenue, unchanged by volume.
- Weekly payouts and a minimum balance act as hidden costs by delaying access to earnings.
- Card chargebacks reverse a sale, and on a percentage model creators lose the counted share.
- Vaultiyo charges a flat 10% including processing, pays daily, and has no minimum payout.
- Agency commissions are uncapped on OnlyFans; Vaultiyo caps them at 20% with a mandatory label.
Frequently Asked Questions
One Flat Fee, No Surprises
Vaultiyo charges 10% flat including processing, pays daily, and never holds a minimum. Compare the full stack.